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"All risks should be weighed carefully before cosigning on any debt or credit accounts."1. The person who cosigns a card will be on the hook for anything that happens, even if they aren't the person running up debt.Have a discussion about the way the card should be used in advance, with clear parameters."There are a few layers of risk to be aware of as well, like the fact that financial misbehavior by either party will be reflected in both of your scores.The social risk is that card misuse can cause strain to your relationships over the long-term," he adds."Cosigning can certainly help build credit for a new user, but if utilized improperly, it can just as easily bring down the cosigner's credit score," Brainard says.
"It's important to monitor your report throughout the year to see how you're progressing, and to check for suspicious account activity.""After you develop a proven track record of paying on time and managing your accounts responsibly," Brainard says, "call your credit issuer and ask what they can do for you in terms of lowering your APR (annual percentage rate), reducing or waiving annual fees, or increasing benefits."Trick question, says Brainard.There are so many ways to meet like-minded members, you'll never leave empty handed.Forget sticky entanglements and choose an online dating site that caters to intimate encounters. Plenty of free sex hookup sites, not so sure on dating. Plenty of free sex hookup sites, not so sure on dating.But, with many millennials apprehensive about signing up for a credit card in the first place, or using one at all, building that credit can be tough.
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